Welcome to the daily chizuk (encouragement). Having money is a wonderful blessing. With it, you can learn more Torah, do a lot of chesed (kindness), and support many worthy causes and organizations. But this should not be a person's goal in life. The Mishnah says, “Your main focus in life should be on Hashem and the Torah, and your work should be secondary.” Of course, you have to put in what we call Hishtadlut (normal effort). But if Hashem wants you to be one of the supporters of His organizations, He knows how to find you. The Pasuk (verse) says, “If you're meant to be wealthy, the blessing will come.” Chovot HaLevavot (Duties of the Hearts) writes in the Gate of Trust that Hishtadlut is only necessary for the basics, but the blessing of wealth will come to those who Hashem wants regardless. Our attitude towards Parnassah (livelihood) should be, “My effort should be just so that I have enough to eat and provide the necessities.” And then you'll be fortunate in this world and the next. Parnassah is not something we should be thinking about all the time, something that we're worrying about. It says in the Torah that we have to work for our bread, but it never says we have to worry. Hashem brought us into the world, and it's Hashem's job to provide for us. Our job is to serve Hashem, and Parnassah should never get in the way of that.
Rabbi Falk told the story of a woman who called him up and said she was having a little conflict with her husband. She wanted to have another child, and he said, “We already have four children, and I'm making exactly enough money to support them. I can't afford another one.” But he agreed to listen to the rabbi, and the rabbi quoted a Gemara in Masechet Niddah to them, which says, “When a child comes into the world, he brings with him his bread.” This means that when Hashem gives you another child, He'll provide the means to support it as well. A year and a half later, the woman called him back and said, “Baruch Hashem (Blessed is Hashem), we just had another baby boy. The day after he was born, we got a phone call from a relative. They were so excited for us, and they had a nice amount of money they wanted to give us.” This couple lived in Israel, and the relative wired the money to their account. She said that a couple of days after the Brit Milah (circumcision ceremony), she went to the bank and saw that they had $10,000 added to their account. She couldn't believe it. It was so clear. It was the Yad Hashem (the hand of Hashem). Hashem gave them Parnassah along with the baby. We're not always going to see the Yad Hashem that clearly, but some way or another, ba zachar ba kikar (when a child comes into the world, he brings with him his bread), Hashem will find a way to increase your Parnassah. Every baby brings more blessing. It's our job to do Ratzon Hashem (the will of Hashem), and it's Hashem's job to provide.
There are men out there who are getting older and they're scared to get married because they don't feel like they have enough Parnassah. The Gemara Bava Metzia teaches us, “Blessing comes to the household because of the wife,” as it says in the Pasuk, “Abraham received gifts because of Sarah.” And maybe Hashem didn't give you more Parnassah yet because you don't need to provide for anyone. You're living yourself, but if you had to support a wife and a family, you would have more money. The Alter of Novardok, during very tough times, was taking in a lot of new boys to the yeshiva, and the people were saying, “Rabbi, we can't afford it. We're not going to be able to provide for them.” He replied, “No, no, you don't understand. You think first we determine the budget and then see how many students we can take in? It's the opposite. First we figure out how many students we could fit, and then Hashem will make our budget accordingly. We do our job, and Hashem will do His.” Have a great day.